Author: dave

My name is Dave Robinson-Murray and I currently work as a Pension Wise Guider offering pension guidance on behalf of the Money & pensions Service (MAPS). Since July 2019 have helped 4000 individuals to access and understand the options available to them when accessing a DC pension pot. Prior to that I worked for that I worked for same employer of 29 years before taking voluntary redundancy. During that period of employment I was a Pension Trustee for 15 years covering 5 DB pension schemes. Upon taking redundancy I made a decision that no employer will ever treat me like that or put me in that financial position again, so I have since taken steps to become Financially free, becoming a net millionaire in 2021. I can retire if I want to but I choose to work on my terms and conditions to help people as part of day to day employment. The reason is starting this blog and Youtube channel is to help people reach their financial aims and dreams so you too can become financially free. The journey to reach your goals is not a get rich quick scheme but it will be rewarding and worthwhile in the long run if you take the right action steps.

What is Investment Pathways – when accessing a pension via drawdown ?

So what is Investment Pathways – when somebody accesses a pension via drawdown Since the Introduction of Pensions Freedom in 2015, the way of accessing a DC pension has completely changed. With the aim of giving people more flexibility. Beforehand, you would had to buy an annuity through a pension […]

About Page

Hi, my name is Dave Robinson-Murray. The aim of this finance blog is to help people to attain their goals and dreams.  Through teaching the basics of personal finance. Personal finance is a subject that we don’t teach in school. However, it should be considered a necessity. This blog will […]

Top Tips to managing an successful investment portfolio

So what are the top tips for creating and managing a so-called successful investment portfolio. Whereby your investment portfolio may contain varying asset classes such as cash, bonds, stocks,  funds, investment trusts. However creating and managing how that portfolio is run involves a lot more work than simply investing your […]

How do I take 5 simple steps to build a larger pension pot for retirement ?

Most people’s aim in live is to retire with a comfortable and sizeable pension pot.  So they can enjoy a rewarding and fulfilling live of retirement after working for most of their lives. But how can we achieve what may seem an impossible dream or daunting achievement for most people […]