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In 2016, I was then subject to restructuring programme and I applied for voluntary redundancy, but the process took 35 months to implement.

During that time I made a decision to get my financial affairs in order. So that no employer will ever treat me like that again or put me in that position once more.

Present Employment:

In July 2019, I then embarked on a new career as a Pension Wise guider offering people information about how they access a DC pension pot from the age of 55.

Since that date I have helped over 4000 clients to access their pensions. It amazes me the number of people who don’t understand how finances work. They consider the subject to be very confusing.

It can be a very rewarding and satisfying role, but it spurred me into making this blog to promote personal finance to more people.

The difference is that I now work on my terms and conditions, and can retire tomorrow at the age of 53 if I so wish.

During this period, I became what we call a net millionaire in 2021, whereby my total assets minus any liabilities exceed £ 1,000,000.

This blog along with my Youtube channel (moneyminted) is designed not to appear boasting or bragging but it can prove that if I can become financially free then you can too by creating a plan, setting some goals and targets and then implementing that plan.

The world of saving and investing should be considered as a long term journey, not a get rich quick scheme. But the journey can be reached and should be enjoyable along the way.

Remember: If I can do it, so can you !

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